Getting a good credit rating
Having a bad credit rating does not necessarily mean that you cannot begin to build up your credit rating back to a reasonable level again. However, this could mean taking out loans or credit agreements that may not be necessarily in your interest.
There are many companies out there willing to offer people with bad credit [...]
How to ruin your financial security
Being financially secure is one of those things that you can have one day and lose it the next, it is a fine line that we all tread for most of our life.
The simple fact is that it is far easier to get into debt than it is to get out of debt. So it [...]
How to get into debt
There is plenty of tips out there to tell you how to get out of debt, but in some cases when it gets to the when someone is looking for help, it can be too late for them.
Therefore, we thought that is might be a great idea to try this in reverse, instead of information [...]
Getting on top of your finances
Credit card debt has to be the most expensive and yet the easiest type of finance to get these days, which is probably why most banks are keen to push a credit card onto you as much as possible.
However, there are dangers in having credit card debts, because if you are just paying off the [...]
Keeping safe online
Being able to bank and shop online has become one of the greatest things ever; no longer do you have to drive for miles and queue up to either pay your bills or buy your weekly shop. Nowadays almost anything can be done online, but this convenience does come with a risk.
You have to realise [...]
Car Makers offering loans
The so-called credit crunch is taking its toll on the carmakers, as people find it more difficult to get financing for a new car. Therefore, the shiny new cars are left sitting in the showrooms, causing the carmakers to rethink their sales strategies.
One way some of these carmakers is the interest free loan, incredible, as [...]
Is the credit crunch real?
For some people the credit crunch is really real and they are suffering from rising prices and lack of money. However, can anything be done in order for the average family to get back on track?
Well the answer has to be yes, in most cases the cost of food shopping has gone up by quite [...]
How to survive a recession
A recession at the moment is a debatable point, with some people saying that we are heading into a depression and then there are some who say that we are already into a recession. However, whatever the actual situation, times are getting tough.
This could be a great time for some people to take stock and [...]
Getting the young to understand finance
In a financial climate as we are seeing at the moment, it is seriously important that the young are taught the basics of finance, this will help them to go a long way not just in their younger years, will help them to be financially aware for their entire lives.
There are some fundamental finance management [...]
Keeping business finance on track
Whatever the size of your business, keeping up with your finances is of paramount importance and yet sometimes for the small businessperson, it can seem that keeping on top of the finances is more like a part time job.
However, there is no escape from this chore, no matter how much it is disliked. The business [...]
The best student finance deals
Sometimes it is probably easier finding the right university or college than a suitable student bank account. The main problem is that there are so many to choose from that it is about time that there was some help in finding the right one.
Below is a list of those student accounts, which are considered to [...]
What is wrong with credit cards?
Credit card companies are getting some bad press recently, well more than that really, but because of the so-called credit crunch, they have been called loan sharks, crooks and even leeches.
The problem that the credit card companies have is that they are a business; it is just that their business is credit, which makes people [...]
Getting out of debt
The first steps to getting out of debt are always going to be difficult; it makes no difference what type of debt we are talking about, debt can be very serious indeed with even more serious consequences.
The first thing that anyone needs to do is think about the debts and how you are going to [...]
More banks should be helped out
There are calls from the former Chairman of the US Federal Reserve, Alan Greenspan to work more with the banks in order to allow them to keep going.
Just leaving the banks to suffer in silence could be disastrous for the world economy. However, at the same time can governments actually afford to bail all of [...]
Can we have our £80 billion back?
Friday the 13th October 1307 is supposed to be the origins of the unluckiest date, and there is good reason for it, because on this day an alliance between Pope Clement V and King Philip IV of France smashed the organisation known as the Knights Templar.
Many people will know of this because of the film [...]
Tesco to open bank
It had to come sooner or later, the superstore, which wants to provide everything that their customers need is now going into the banking industry.
The thought of all of those customers going through their stores, but still using outside facilities for other services is just getting too much for the management of Tesco’s.
So instead [...]
Taking advantage of the credit crunch
There may be a lot of doom and gloom out there at the moment, but there is no need to let it grind you down, after all things will pick up eventually and you need to be ready for the big rush again.
Therefore, in the mean time there some things that you do to either [...]
A few days from financial ruin
For anyone who is unlucky enough to lose their job or those that find themselves in the situation where they are unable to work through illness. It has been estimated that over thirty per cent would only be able to survive financially for just eleven days.
This terrible thought just highlights the delicate line that people [...]
Hundred billion notes on eBay
For some people being rich is the be all and end all of everything, with the ultimate goal being a millionaire. However, these days just being a millionaire is so common as there are so many of those around, now a multi billionaire that is a completely different story.
Nevertheless, it may not be as hard [...]
Teach your children about finance
In times like this, it is a good time to start teaching your children about finance matters. This is because when times are good it is not always easy to teach children about what happens when things go bad.
However, with finance matters being talked about virtually everywhere like the news and in the press. Then [...]