Keeping business finance on track
Whatever the size of your business, keeping up with your finances is of paramount importance and yet sometimes for the small businessperson, it can seem that keeping on top of the finances is more like a part time job.
However, there is no escape from this chore, no matter how much it is disliked. The business [...]
Tackling your debt head on
The first thing that anyone who is in debt would to do is stop increasing your debts, this may involve cutting up the credit cards that are probably the main cause of the debt in the first place. By cutting these up you are making a physical decision to get yourself free of debt, forever!
There [...]
How to be smart with money
The time to start to have look at how your finances are going is now, when time are beginning to get tight. Things like the credit crunch may not be having a direct effect on your finances yet, but it will eventually as food and fuel prices begin to bite.
So what can you do to [...]
Banks using even more surveillance
Fortunately for us the humble consumer this time the banks are not snooping in on what we are doing, mind you having said that they do monitor absolutely everything we do on accounts!
The banks are now monitoring their own staff, this sort of surveillance could mean checking their emails, listening in on their phone calls, [...]
How to control your credit card
Getting into the credit card trap is so easy for some people to fall into these days, with so much credit being offered sometimes it is just too hard for some people to say no, even though they know that they could be heading into trouble.
Here are some tips to help avoid the trap:
Restrict yourself [...]
Who wants to be a millionaire?
Becoming a millionaire is not easy, even if you have a great job or your own business. But there are always tips that will help and advise you should you wish to knuckle down and save every last penny that passes through your hands.
On the other hand you could just think, “What the hell” and [...]
Women more likely to give personal details
It’s a shocking thought, but in a recent survey carried out just outside Liverpool Street station in London commuters were asked about the personal details. Like any legitimate survey that you would normally see where ask about phones and electrical suppliers etc.
But this survey was different the interviewers were fake, and the survey was a [...]
Gordon Brown defends UK finances
Having been applauded for so many years as the best Chancellor of the Exchequer that this country has ever had, it must be coming as quite a shock for the Prime Minister Gordon Brown to find that his management of the country and in particular the finances of the UK are being questioned.
In fact during [...]
Family can help you with a debt crisis
Many people who find themselves in some sort of debt crisis do not share their worries with friends and families. In fact in a recent survey nearly half of all of those who answered stated that they would rather talk about other personal things such as their weight, mortgages and anything else, rather than the [...]
March 28, 2008Teaching kids how to manage money
Today more than ever kids should be taught about money at an early age. By making sure that they understand the principles of earning and spending could prevent them from ending up with serious debts, which can only lead to problems.
There are several ways that financial training can take place, but here are the basics:
Be [...]
Get a better credit score
It makes no matter whether you have a squeaky clean financial background or if you have had a few bad debts, your credit rating can affect many things in your life, even down to your phone bill or other utilities.
It is advisable that every now and then you go out and check your own credit [...]
Saving money is easy
Despite the recent drops in interest rates there has been little to improvement in the economy. This has left many people still struggling just to make the two ends meet. But there are ways that we can save money but without having to go without too much at all, this is done by just making [...]
March 7, 2008How to get a raise
When you have for the same employer for a number of years, you may feel that you are doing more now than you were when you first took on the job and yet your salary has remained the same, is this right? Well of course it is and maybe it is about time that you [...]
March 3, 2008Improving your finances
Managing your finances can be a tricky thing to do, especially if you have got yourself into some bad habits, but by not managing your finances correctly you will find that there will be only trouble in the long term which will cause many headaches and problems.
Tips on how to improve your financial management:
Use cash
Small [...]
Investment tips
Obviously if you are looking for some great investment tips, then maybe you should be rethinking your long term plans, as this is an area where experience and knowledge really counts, it’s not like betting on the Grand National.
So here are some tips that should make you realise what would be involved:
Tip 1: Get advice [...]
Saving your pennies does pay
An American cent is sometimes called a penny, and in this case one mans collection of 301 pennies has surprised everyone by become the star lot at a auction held in Long Beach, by the auction house, Heritage Auction Galleries.
The collection was owned by Walter J Husak, who became interested in coin collecting when he [...]
Banks need to be more secure
We have heard a lot recently about data loses, these were mainly by large government organisations like the DVLA, but this also happens in the private sector where details of bank customers have been found in bins and credit cards are routinely swiped by staff in stores and restaurants in order for them to use [...]
February 11, 2008Getting out of debt
Getting into debt is easy when compared on how to get out of it, but even though at the time it may seem to be a mountain that is impossible to climb there are ways of getting out of debt. It may take a bit of time and a lot of organising but there always [...]
January 21, 2008Setting financial goals
The beginning of the year is always a good time to look into the starting new things, such as a financial plan, this will enable you to save money by organising your finances.
Here’s what to do:
1. Think strategically about your money
2. Develop financial relationships
3. Boost savings, cut debt
4. Review household expenses and set a budget
5. [...]
UK pension worst in Europe
In a study produced by the consulting company Aon looking into the state pension, has shown that it will only cover a mere 17% of the average earnings for the pensioner! This is embarrassingly low compared to the rest of Europe where the average over all European countries is 57% of the average earnings. Even [...]